Bay Equity Home Loans

Mike and his team kick butt. I love how everything went smoothly through our process. We have been looking to get into a house for ten years and no luck with the people we went through the years before. He was able to look at our finances and see how we can overcome this process to getting our house. It was easy to communicate through on the phone, text, and email. I love that he was very efficient. Mike made our dreams come true and I am forever grateful.

Mike and his team were always pleasant and on top of what needed to be done for my loan application. They kept the process moving, were helpful and encouraging. The timeline they provided and the ease of uploading documents made doing this process from out-of-state relatively simple. I have not one complaint about my experience with Bay Equity, Mike Harms and Jenna Galvan and would not hesitate to recommend them to anyone.

We worked with Shelly Hood throughout our mortgage process & she was nothing short of stellar. She was knowledgeable, honest & went above & beyond coordinating the flow between our sell/buy. Anything that popped up that would be a stressor to figure out, she had already coordinated that & communicated efficiently! I cannot recommend enough!

Jeana has been a huge blessing to us as we went through the home buying process. We were quite impressed with her professionalism as well as her empathy despite the highly competitive housing market. When we first met with her, she walked us through the entire process and helped us every step of the way with detailed instructions and all the necessary information. She has been extremely accommodating making herself available whenever we had any questions or concerns (even at 4AM on a Saturday morning if we had an issue). She was clear and concise throughout the entire process making sure we knew what we needed to do in order to secure affordable monthly payments that fit our budget. Although there was a lot that went into realizing our dream of owning a home Jeana was exactly what we n

Julie was incredibly patient, kind, and truly a joy to work with. She went above and beyond to make the entire home-buying process smooth and stress-free for me and my family. Her professionalism, attention to detail, and genuine care made us feel supported every step of the way. We always felt like a priority, and her calm, reassuring presence turned what could have been an overwhelming experience into an exciting and enjoyable journey. We’re so grateful to have had her by our side