Third Federal Savings & Loan

What a great bank. The phone call to get my refinance started was easy. My agent Kim made sure I had on - line access and I was able to just upload everything they needed. The program they offer under low cost is great. If you don't plan on staying in your home more than 5 years it isn't worth adding 3 or 4 k to your loan. The closing costs are $295 bucks. Additionally if the Fed lowers interest again In a year or two I can relock for another 5 years for $295 bucks. The have conventional programs too. If your in the market for a loan check them out. I had to drive to St. Pete for closing because other branches arent open, but that's okay. Ps. They escrow taxes, and they don't escrow homeowners insurance, you just pay that once a year yourself. Don't let that scare you off.

Horrible, old fashioned… They say you can transfer your money to another bank.. BUT THEIR WEB SITE IS NOT WORKING RIGHT AND NO ONE CAN HELP!! I have been Working on this for 2 DAYS… To do a wire transfer you must fill out their form, go have it notarized and bring it back to them. 😵‍💫😵 They are running on technology and policies from the last century. The website does not work well and no one cares!!!! 😤😠

Competitive mortgage rates and products including down payment flexibility. Respects consumer privacy by not sharing information with third parties. Our loan officer, Jacklyn McMahon, was very responsive and went above and beyond to make sure everything stayed on schedule despite unforeseen challenges during closing. Highly recommend.

Had my mortgage with them for years. Banking at the branch is always effortless. The staff is nice and well informed. The bank itself has a 5 star Bauer rating so I know it is financially sound.

I am always pleased with the level of service from Wendy Zulick at Third Federal, St Petersburg branch. This is my third time getting a mortgage through Wendy, and thanks to her, the process is easy, seamless, and always with a smile!