The Friendly Lender

We selected David for our HELOC based on the incredible reviews here on Google. I'm happy to say that our experience was just as wonderful as those we encountered here. David was extremely responsive, excellent in explaining the process, and has even helped answer our questions post-funding. Throughout, he has been personable, informative, and just plain great to work with. We cannot recommend anyone more highly than we do David. We would not hesitate to work with him again if we ever have further needs.

My husband (who works in accounting/finance) found David through highly rated Yelp reviews and now we know why! As first-time home buyers, figuring out how to finance your first home is always nerve wracking. David is incredibly knowledgeable and thorough with his attention to detail. He also found us the best rates and advised us on the market trends and when to lock it in. He is extremely communicative and strove to make our entire process so smooth. We are so glad to have met David and would recommend him to anyone who is looking to buy a home!

Working with David was an absolute game-changer for our investment property purchase! From day one, he brought unmatched expertise, lightning-fast communication, and a calm confidence that made the entire mortgage process feel effortless. David broke down every step, answered all our questions with clarity, and helped us secure an incredible rate—on time and with savings on both the appraisal and processing costs! His guidance and dedication gave us total peace of mind throughout the journey. We never felt alone or unsure—just supported and informed. If you're financing a real estate investment, David is the broker you want in your corner. We’re already looking forward to working with him on our next deal! Thank you, David! – Jose

I had dealt with refinancing on my own in the past, but when I decided to get a reverse mortgage, I realized I was going to need some help. I reached out to David based on his many glowing reviews online, and I’m so glad I did because he lived up to every one of them. Working with David was a wonderful experience. Good communication is essential for me, and with David, it was exceptional. If he didn’t pick up the phone when I called (and usually he did), he would always get back to me promptly. The same thing with emails. At every step of the process, David was on top of things and kept me informed. He patiently answered all my questions, explained things clearly, and made sure I understood everything. If any obstacle came up, he would figure out how to deal with it or find another way to

Over the past several years, we have refinanced our mortgage a few times. Each time, we have reached out to David Kutner. He always provides knowledgeable insight and product options with pros and cons based on our needs at that particular time. Once a loan is identified, he makes the process as smooth and stress-free as possible. He is great with support, follow up and professionalism. We trust him 100%, and that is why we reach out to him whenever we need assistance with our mortgage. We can't recommend him enough.