Julie Malta- Guarantee Mortgage NMLS #254124

Julie did the impossible loan, on two propertuies which closed concurrently. The first step of undersanding the end game long terms goals kept us all focused and cost lower then expected. The process was invase Julie never was, making the pain points well known in advance.

Julie is amazing. When buying our first home together, we initially planned to use our bank, but our realtor recommended her. After speaking with both Julie and our bank at length, it was apparent who to choose, and we never second guessed ourselves. Julie was very thorough and helpful throughout the process, managing to explain all of the steps, while not over burdening you. She makes sure to focus you on the important / sensitive items and ensures nothing is missed. Julie communicated everything well along the way, and was available for any questions that arose. We easily closed our home in the agreed 21 day timeframe, and the loan was actually ready to close early if we wanted. If buying another home, we will definitely use Julie again and strongly recommend.

Julie Malta represented me and my husband on a refinance after we sold our home and bought another. Julie is extremely knowledgeable in this industry which led to my complete trust in her abilities. She did not disappoint, as we got locked in at a fantastic rate and the entire process from start to finish was seamless. What really stood out for us was her extensive knowledge of loan processes and trends in the economy, as well as her responsiveness and strong communication throughout. Julie's dedication to her clients is second to none. We highly recommend Julie and would love the opportunity to work with her again!

My wife and I had been saving for a down payment on our first house for a while but we didn't really know where to start or even if we were yet in a position to buy a house in the Bay Area. I found Julie on Yelp and I am so glad I did. Julie worked with me to get all the paperwork and financial documents in order and made sure I understood every aspect of our loan and the process to close on our house. She was very proactive in following up with me and always available whenever I needed anything. Julie is very passionate about the work she does and has great experience in the industry. She worked closely with our real estate agent to keep the transaction running smoothly through closing day. The Escrow process was easy and seamless, and Julie was able to close on our jumbo loan in 2 week

Julie Malta made buying our first home a smooth and easy process. She kept us informed of next steps, spurred us to action when needed, and made sure we were getting the best rate possible. Julie is incredibly proactive, and moved quickly to ensure we could close the loan in an expedited time period. Her excellent collaboration with us, our realtor, and the lender gave us the edge we needed to get our offer accepted.