Joe Kersey

Joe Kersey at Atlantic Bay Mortgage was absolutely wonderful to work with. He was incredibly helpful in navigating our unique financial situation and made the entire process feel smooth and manageable. Joe was transparent every step of the way, clearly explaining our options and ensuring we felt confident in our decisions. He was always available to answer questions and truly made us feel supported throughout the process. We highly recommend Joe to anyone looking for a knowledgeable, trustworthy, and dedicated mortgage professional!

From the moment I contacted Joe regarding the purchase of my house, I knew I was in great hands. Every step was explained thoroughly and communication was consistent. The government shutdown put a slight hiccup in the process, but Joe laid out my options, and closing happened on time! I can't thank Joe and his team enough. 10/10 would recommend!

Working with Joe and Atlantic Bay Mortgage was truly one of the best decisions we made during our homebuying journey. From our very first conversation, they made us feel informed, supported, and confident every step of the way. They walked us through the process and answered every question. The entire process from pre-approval to closing was smooth and stress-free.

Joe is great for first time home buyers! He takes the time to make sure everything is understood for the buyer and is always willing to answer any and all questions!

Amazing team ! Joe is outstanding. I’ve used Joe Kiersey and Atlantic Bay mortgage for over 25 years! Great company all around