James Lutz NMLS ID #871438 of Mortgage 1 Inc - Keystone Branch

James was fantastic to work with! Incredible responsive and extremely helpful with any questions we had for him.

James was absolutely AMAZING to work with! From the very beginning, he made the mortgage process feel smooth, fast, and stress-free. His communication was top-notch—every time I had a question (and there were many!), he either had the answer right away or took the time to quickly find out and follow up. I never felt left in the dark, which gave me so much peace of mind. What really stood out was how efficiently everything moved. James and his team kept things progressing without delays, all while making sure I understood each step along the way. He’s extremely knowledgeable, professional, and genuinely cares about his clients. I felt supported the entire time and knew I was in great hands. If you’re looking for someone who is responsive, trustworthy, and truly excellent at what he does,

On behalf of the Butler family, we appreciate you and your team on the great efforts and sincerity in successfully handling our needs to purchase our dream home. We were very pleased to see you and your team help and assist us in accomplishing our goal to purchase our home. We personally thank you for assisting your team and achieving the goal. It was concluded successfully with your help. We truly recognize your dedication, professionalism, determination, and effort that you put into putting us into our beautiful home. We learned a lot about buying a house while taking this journey of buying a home, there was so much to do and you walked us the entire process making sure that we understood absolutely everything, you really gave us a great learning experience, home buying 101 😆, we have a

I have known James for many years, and now we are based out of the same office. He has proven himself to be kind, a hard worker and always willing to lend a helping hand. He is a professional, through and through.

James is wonderful. He explains things well, gets things done, and works hard for his clients. I would recommend him to everyone I know.