Hypotec Inc.

I had an excellent experience working with this loan agent Pejman Gabayan. From start to finish, he is professional, knowledgeable, and incredibly responsive. He took the time to explain every step clearly, answered all my questions with patience, and made the entire process smooth and stress-free. I truly felt supported and confident throughout the loan process. I highly recommend them to anyone looking for a reliable and trustworthy loan agent! Also I have use him on a number of loan process in the past and he never disappoint.

I had the pleasure of working with Richard on a recent transaction where he represented the buyer and I represented the seller. He was professional, communicative, and kept everything moving smoothly throughout the process. He stayed on top of timelines and helped ensure we closed on schedule. I would absolutely welcome the opportunity to work together again.

I had an excellent experience working with Pejman (PJ)—he was on top of every step of the process and worked through the loan with me from start to finish with exceptional care and attention to detail. He is extremely knowledgeable, always available to answer my questions, and very thorough in his explanations. I was referred to him by a trusted business colleague who highly recommended him, and he absolutely lived up to that endorsement. Pejman (PJ) truly cares about each loan as if it were his own, which made the entire process smooth and stress-free. I will absolutely work with him again on future loans and highly recommend him to anyone looking for a responsive, professional, and genuinely invested lender.

Working with Richard was a game changer for our home buying journey. They took the time to understand our financial goals and offered options that fit our needs perfectly. Communication was excellent — always responsive and proactive. Their expertise saved us time, stress, and money. We couldn’t be happier and would recommend them to anyone looking for a trustworthy, knowledgeable mortgage broker.

I had the pleasure of working with Richard Khalifa on a recent transaction, and I couldn’t be more impressed. From start to finish, their communication was clear, timely, and proactive — exactly what you hope for in a lending partner. They made the financing process smooth for both the buyer and our team, staying on top of every detail and making sure we hit all our deadlines. It’s not every day you find a loan officer who combines professionalism with such genuine care for the client’s experience. Looking forward to many more deals together! Highly recommend!