Evelena Mullens - Coast2Coast Mortgage Lending

My husband sold his father's house after passing to his daughter. We dealt with Evelena and Karen from KBL solutions. This was our daughter's first time buying a home. They told my husband 2 weeks after she signed declaration she didn't qualify for first time due to non arms length transaction and she didn't 20% down, never telling her directly . After doing research of our own we saw she still qualified for the 3.5% down due to the first exception FHA has, we notified them. They than recommended she get a gift of equity letter. The amount of the gift of equity was changed several times but ended up saying it would cover both down payment and closing cost. We ask were this money would come from and was told it was from this gift letter several time both by Evelena and Karen. At clos