1st Florida Lending

I had a wonderful experience with 1st Florida Lending. From start to finish, the process was smooth, clear, and very well organized. I worked closely with Carlos Matos and Mari Delgado, and they were absolutely amazing. They provided all the advice, guidance, and direction I needed to get my mortgage approved. They were patient, knowledgeable, and always available to answer my questions, making what could have been a stressful process feel much easier and more manageable. I truly appreciate their professionalism, dedication, and support throughout the entire journey. I highly recommend 1st Florida Lending to anyone looking for a reliable and trustworthy lending team!

I have worked worth Carlos and his team for years. Working with Carlos Matos is always a pleasure. He guided me through the entire process with patience, professionalism, and genuine care. Carlos took the time to thoroughly explain all my options, answered every question (no matter how small), and secured me an incredible rate that saved me thousands. We closed quickly and without any headaches at a perfect pace. What sets Carlos and his team is their outstanding customer service. They were always available, responded immediately to calls and texts, and truly made me feel like family. If you’re in Central Florida and need a mortgage or refinance, look no further than 1st Florida Lending. Ask for Carlos Matos —you won’t find a better company anywhere else. Hands down the best experience I

I can’t say enough good things about my experience with 1st Florida Lending! From start to finish, the process was smooth, professional, and stress-free. A huge thank you to Carlos Matos for going above and beyond—his guidance, care, and attention to detail truly made this experience exceptional. I also want to sincerely thank Jose for his support and expertise. Both Carlos and Jose were always available to answer my questions, guide me through each step, and make sure I fully understood my options. Their warmth, professionalism, and dedication made all the difference. Thanks to their help, I was able to close on my mortgage with confidence and peace of mind. If you’re looking for a team that truly cares and delivers outstanding service, I highly recommend 1st Florida Lending, and especi

Working with Jose Penaherrera and Carlos Matos at 1st Florida Lending has been an absolute pleasure. Their professionalism, communication, and dedication made the entire process smooth and stress-free. They consistently went above and beyond to ensure everything was handled quickly and accurately, and their knowledge of the business is truly impressive. I can’t recommend Jose and Carlos enough! Top-tier service from start to finish. If you’re looking for a team that genuinely cares and delivers exceptional results, they’re the ones to work with.

I honestly couldn’t be more grateful for my realtor and loan officer they’ve made this entire home buying journey feel so personal and heartfelt. Of course, like with any big purchase, a few bumps came up along the way… but the way they handled everything with so much care, patience, and dedication turned it all into something even better than I imagined. This process came with hard work, a few tears, and a lot of trust and it was all worth it in the end. I truly wouldn’t have wanted to buy my first home with anyone else. Lori… what can I say? She’s honestly like family to us now. Her heart, her energy, the way she showed up for us time and time again we felt seen, heard, and cared for every step of the way. She’s absolutely amazing. And Carlos the quiet powerhouse. A man of few words, bu